Newsletters

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Welcome to Credit and Cents, your source for building financial awareness on your journey to financial freedom. 

Our newsletters provide useful information on the latest banking and credit card offers as well as on market trends (and it takes less than 30 seconds to sign up).

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Please see copies of our  recent “Making More Cents” Quarterly newsletters:

Q1′ 2026 Newsletter:

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Q4′ 2025 Newsletter:

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Q3′ 2025 Newsletter:

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Q2′ 2025 Newsletter:

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Please see below our research articles to help you become more financially aware to help you make your financial decisions. 

Article	Description
Are Premium Credit Cards Worth the High Annual Fees?	Compare the premium credit cards’ benefits and see if these cards are worth their high annual fees
Yendo Credit Card Review	A new secured card option to build credit history and earn cash back
High-Yield Savings Accounts Are Now Outpacing Rate of Inflation	Take advantage of the high rates (APYs) that are still available on top high-yield savings accounts
Boost Your Bottom Line: Explore the Financial Benefits of Melio Pay for Small Businesses	Small businesses can save money and be more efficient by using the Melio Pay platform to pay their vendors
High-Yield Savings Account: Grow your savings faster	For anyone looking to grow their savings or build an emergency fund
Average US Savings Balance by Age and by Income	Informative article about Savings Balances in the US
Verizon Visa Credit Card Review	If you are a Verizon Wireless customer, is the Verizon Visa card right for you
Your guide to the best 2% Cash Back credit cards	Which high-earning cash back credit card makes sense for you
What Secured Credit Cards Can Build (or Rebuild) Credit Fast?	This article is for those looking to build or rebuild credit with easy-to-get credit cards
Should You Get a Student Credit Card? A Guide for College Students	A simplified article on why it makes sense to get any of the selected Student Cards while in college
How to Build a Credit History Fast: Credit Building 101	For readers interested in strategies to build or rebuild credit history
What are the Best Credit Cards for Recent College Graduates, New US Residents, and Young Adults?	Recent college grads and young adults wanting to know the best rewards credit cards for them
What are the Best Business Credit Cards for a New Business? Guide for Small Business Owners	A guide for new small business owners on how to use credit cards to grow their business
Which Amazon Credit Card is the best? Amazon Credit Cards Review	If you are an Amazon shopper, this article is for you

For past issues of our newsletters please see below:

Q1′ 2025 Newsletter:

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Q4′ 2024 Newsletter:

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Q3′ 2024 Newsletter:

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Q2′ 2024 Newsletter:

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Q1′ 2024 Newsletter:

Q4′ 2023 Newsletter:

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Q3′ 2023 Newsletter:

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Q2′ 2023 Newsletter:

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Q1′ 2023 Newsletter:

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Q4′ 2022 Newsletter:

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Q3′ 2022 Newsletter:

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Q2′ 2022 Newsletter:

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Q1′ 2022 Newsletter:

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Q4′ 2021 Newsletter:

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Q3′ 2021 Newsletter:

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Q2′ 2021 Newsletter:

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Q1′ 2021 Newsletter:

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