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The three major credit bureaus in the U.S. are Experian, Equifax and TransUnion.
If you are in need to contact the credit bureau(s) to dispute an item on your credit report, freeze your credit, or report fraud or identity theft, the major credit bureau websites offer the option to resolve most of your issues online. Sometimes, however, you may find that it is easier to talk to a customer service representative instead to get the help you need. Bookmark this page so that you can have it handy when needed.
Credit bureau customer service phone numbers:
- Experian: 888-397-3742
- Equifax: 888-378-4329
- TransUnion: 888-909-8872
If you have to call, be prepared to likely answer questions designed to verify your identity including your full name, date of birth, Social Security number, and current and former addresses.
Customer service phone numbers by major credit card issuers
If you need to report a credit card fraud, file a dispute, request a credit limit increase, add a cardholder, or to apply for credit card forbearance, you may find it helpful to talk to a customer service representative instead of self servicing online. In that case, a quick and easy way to contact your card issuer is to call the phone number on the back of your credit card.
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For your convenience, here are the customer service phone numbers for the 15 major US credit card issuers:
| Credit Card Issuer | Customer Service Phone Number |
| American Express | 1-800-528-4800 |
| Bank of America | 1-800-732-9194 |
| Barclays | 1-877-523-0478 |
| Capital One | 1-800-227-4825 |
| Chase | 1-800-935-9935 |
| Citi | 1-800-950-5114 |
| Credit One Bank | 1-877-825-3242 |
| Discover | 1-800-347-2683 |
| First National Bank of Omaha | 1-888-530-3626 |
| Navy Federal Credit Union | 1-888-842-6328 |
| PNC Bank | 1-800-282-7541 |
| TD Bank | 1-888-561-8861 |
| USAA | 1-800-945-6759 |
| US Bank | 1-800-285-8585 |
| Wells Fargo | 1-800-642-4720 |
Other Important Phone Numbers:
Amazon Customer Service: 1-888-280-4331
CIT Bank: 1-855-462-2652
Valley Direct Bank: 1-866-899-9900
