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Congratulations on taking the first step in exploring Credit Building Cash Back Cards!
Welcome to the world of Credit Building Cash Back Cards, where you can simultaneously enhance your credit history and earn attractive cash back rewards. In just a mere 10 minutes, you can unlock the potential of our featured credit building cash back credit cards, tailored to various credit profiles.
Featured Credit Cards for All Credit Types:
Our careful selection of credit cards caters to individuals with diverse credit backgrounds, whether excellent, good, average, poor, or non-existent. These cards have been meticulously chosen to assist you in achieving your twin goals of earning cash back rewards and elevating your creditworthiness within a short timeframe.
Credit Card Wisdom:
At its core, a credit card serves as a powerful tool for credit rebuilding. Make informed choices based on your credit profile and financial preferences. Track your credit progress over time, emphasizing responsible card usage as a key factor in credit improvement.
Compare and select from our premium credit card options offered by banks specializing in credit building and cash back rewards so that you can choose the right credit card for your credit journey.
Understanding FICO Credit Score Ranges:
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- Excellent credit: 800 – 850
- Very Good credit: 740 – 799
- Good credit: 670 – 739
- Fair credit: 580 – 669
- Poor credit: 300 – 579
Higher credit scores get lower interest rates (APRs)
If your credit score is over 580 we recommend:
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our exclusive Upgrade credit cards that extend rich cash back benefits – up to 3% cash back (generally requires a score of 580+ for approval). Scroll below to learn more and apply.
If you are new to credit or your credit score is in the low to mid 500s, we recommend:
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the no annual fee OpenSky Plus Secured Visa Credit Card, a rarity in its category by offering no annual fee and cash back.
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for a fixed low APR of 9.99% secured card we recommend the Applied Bank Secured Visa Gold Preferred credit card (annual fee applies).
We list credit cards below for everyone across the entire credit spectrum including several card options for those looking to build (or re-build) their credit history. Choose from Trusted Options to Establish and Improve Your Credit Score. Apply Now!
Credit Building Credit Cards For Individuals With Poor/Limited/No Credit
Secured Card options
While not everyone may be inclined to make a security deposit for credit access, it doesn’t diminish the appeal of secured cards compared to unsecured ones, especially when focused on credit building. If you have the means to provide the deposit, these cards serve as a stepping stone, helping you progress toward cards offering enhanced features.
Understanding Secured Credit Cards: What to Keep in Mind
Secured credit cards bring valuable features that may not be readily available with unsecured credit cards designed for those with bad credit. As you embark on the journey to find a secured card, consider these key factors:
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Affordable Security Deposit: Begin your search by focusing on secured cards with a minimum security deposit that aligns with your budget.
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Benefits for On-Time Payments: Look for cards that reward timely payments. Some secured cards offer opportunities such as credit limit increases or a pathway to graduate to an unsecured card.
Remember, the goal is to view your security deposit as more than just a requirement for credit access; it’s an opportunity for financial growth.
Our Approach to Selecting the Best Secured Credit Cards
In our selection process, we prioritized both accessibility and utility. Since secured cards involve a significant security deposit, we concentrated on options with a low minimum deposit for easier card opening or a high maximum deposit for accelerated credit building. Additionally, we considered cards offering “extras” beyond credit access such as low to no annual fees and fixed APRs.
Discover the perfect secured credit card tailored to your financial needs today! Compare top options like the OpenSky Plus, now featuring a limited-time $50 promotion when you deposit $150 to secure a $200 credit line with no annual fee. Alternatively, consider the Applied Bank Gold Preferred Secured card with a competitive 9.99% fixed APR, offering stability and reliability.
Explore multiple First Progress Bank secured cards, each with varying APRs and annual fees to suit your preferences. Looking for flexibility? The Assent card offers a 0% APR, providing breathing room for your financial journey.
For those rebuilding credit, explore unsecured options like the Reflex and Surge Platinum cards, designed to empower individuals with poor credit. Compare and sign up today to take control of your financial future!
For the credit-building secured cards, our featured Open Sky Secured card has no annual fee and no credit check.
NEW! OpenSky® Plus Secured Visa® Credit Card
Ideal for: Those with poor/bad/limited credit (no credit check necessary to apply). Now earn 10% cash back* on everyday purchases.
Apply
If you have a credit score of 629 or lower, the OpenSky® Plus Secured Visa® Credit Card offers significant advantages. Unlike many comparable credit cards, it comes with a $0 annual fee, doesn’t require a bank account for application, and involves no credit check during the application process. This means your credit scores won’t be temporarily impacted.
For individuals who are unbanked or have faced challenges securing credit card approval, these features combine to create a compelling solution. Once your credit score has improved to the low to mid 600 with the OpenSky® Plus Secured Visa® Credit Card you can then apply for other unsecured rewards credit cards like the Upgrade credit cards.
The OpenSky® Plus Secured Visa® Credit Card comes with the following benefits:
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New feature! Earn up to 10% cash back* on everyday purchases
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No annual fee
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No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!
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Looking to build or rebuild your credit? 2/3 of cardholders receive a 48+ point improvement after making 3 on-time payments
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Get considered for an unsecured credit line increase after 6 months – no additional deposit
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Monitor your credit progress with free access to your FICO Credit Score
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Reports to all 3 major credit bureaus monthly to establish and build credit history
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Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
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Secure your credit line with a refundable security deposit – as low as $300
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Easy application, apply in less than 5 minutes right from your mobile device
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Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
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Now you can make smaller partial payments towards funding your security deposit over 60 days
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Over 1.2 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
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*See Rewards Terms and Conditions for more information
Is the OpenSky® Plus Secured Visa® Credit Card right for you?
The minimum security deposit requirement of $300 is slightly higher than other secured cards. However, the deposit can be paid in increments, as long as it’s paid within 60 days. You can get that deposit back once you’ve demonstrated responsible card use — such as paying your bill on time. If you are serious about building or rebuilding your credit, then this no annual fee secured card is a decent option.
For an easy to get Secured Card with a low fixed APR and no hard inquiry:
Applied Bank® Secured Visa® Gold Preferred® Credit Card
Ideal for: Those with poor/limited/damaged credit (no minimum credit score required).
Apply
Unlock the Path to Credit Rebuilding: The Applied Bank® Secured Visa® Gold Preferred® Credit Card presents a viable option for individuals seeking accessible and effective credit-building solutions.
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Annual Fee Considerations: While the Applied Bank Secured Credit Card carries a $48 annual fee, it remains competitive within the secured card landscape.
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Absolutely No Credit Check or Minimum Credit Score Required: Applicants are not subjected to a credit check, streamlining the approval process, making it particularly advantageous for individuals with red flags on their credit report. Avoiding a hard credit inquiry helps prevent further damage to credit scores.
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Monthly Credit Reporting: The Applied Bank Secured Credit Card reports account information to major credit bureaus monthly. This feature enables responsible cardholders to enhance their credit standing over time, contributing positively to their credit history.
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Low APR: The fixed APR of 9.99% offered by the Applied Bank Secured Credit Card is notably lower than the average among credit cards for individuals with excellent credit. However, prudent use of the card is encouraged to mitigate interest-related challenges.
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Flexible Security Deposit: Initiate your credit-building journey with a refundable security deposit ranging from $200 to $1,000. As your deposit becomes your spending limit, the flexibility to increase it over time, up to $5,000, provides enhanced spending power.
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Credit Improvement Potential: The Applied Bank Secured Visa Gold Preferred Credit Card offers a valuable opportunity for credit improvement. Its accessibility and reporting practices make it a favorable choice for those seeking an efficient path to credit recovery.
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High Approval Odds: Irrespective of your credit score, the Applied Bank Secured Card offers high approval odds. It provides a viable solution for those facing challenges in obtaining approval for other credit cards.
Is the Applied Bank® Secured Visa® Gold Preferred® Credit Card right for you?
Although the annual fee of $48 can be a deterrent for some (it is in line with comparable secured cards), we consider secured credit cards as a bridge to unsecured credit cards, especially for those individuals with a less-than-perfect credit history. The Applied Bank Credit Card is an accessible option designed to aid individuals in rebuilding their credit.
Explore additional secured card options below like Merrick Bank’s secured card, 0% APR Assent card and more from our affiliate partner specializing in secured credit cards.
Top 5 reasons to apply for a secured credit card:
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Building Credit History: Secured credit cards are ideal for individuals looking to establish or rebuild their credit history. By making timely payments and managing their credit responsibly, cardholders can demonstrate creditworthiness over time.
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Limited Credit History: For individuals with limited or no credit history, secured credit cards offer a valuable entry point into the world of credit. These cards provide an opportunity to start building a positive credit history, which is essential for future financial endeavors like renting an apartment or applying for a loan.
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Credit Score Improvement: Those with poor or fair credit scores can benefit from secured credit cards as a means to improve their credit standing. Responsible use, such as keeping balances low and making payments on time, can lead to an increase in credit scores over time.
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Financial Independence: Secured credit cards can empower individuals to take control of their finances and move towards greater financial independence. With responsible use, cardholders can graduate to unsecured credit cards, access higher credit limits, and enjoy lower interest rates.
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Learning Financial Responsibility: Secured credit cards provide an opportunity for individuals to learn important financial skills, such as budgeting, managing credit utilization, and understanding interest rates. These foundational skills are crucial for long-term financial health and stability.
Frequently asked questions:
How do I apply for a secured credit card?
Although every issuer processes applications a bit differently, the steps needed for applying and receiving a secured credit card is typically as below. We recommend completing the application process in one sitting and having your debit card and bank information handy for any secured card deposit.
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Research your options and apply for the secured card that best meets your needs. The issuer will evaluate your application through their underwriting process to make the approved/rejected determination.
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Once approved, you will be required to fund the deposit. Before the issuer opens your secured credit card account, you have to pay your security deposit. With some applications, the issuer will request your bank account information to transfer the deposit from your bank if they approve you. Some secured cards like the OpenSky Plus will give you some time to pull together the deposit. It is important that you fund your deposit within the required time frame provided by the credit card issuing bank. If not, your application status will be changed from approved to rejected.
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Your secured credit card is mailed to you. Once you fund the security deposit, the issuer will mail you your card. You can then use it just like any other credit card. Make a few small purchases each month so that you can pay off the balances by your monthly due date. In general, to keep building your credit score, it’s best to use less than 30% of your available credit at any given time.
With the above 3 steps, you are on your way to building and improving your credit history.
How long does it take to receive my credit card after approval?
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Once you apply, and the card’s issuer immediately verifies your identity and ability to pay, they could approve your account right away (for unsecured credit cards). For secured credit cards, once they approve you, and you fund your security deposit, they mail your card to you in a few days.
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Generally, it takes about 7-10 business days from the time they approve your application (and you fund it for secured cards) to send your credit card to you.
Is the secured credit card deposit refundable?
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The secured credit cards listed here offer a refundable security deposit. For the secured credit cards, the card-issuing bank holds the security deposit (equal to your credit limit) in case you don’t pay your bill. However, you do get your deposit back anytime you choose to close the card account in good standing.
Can I transition from a secured card to an unsecured one?
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When your credit improves from bad to average to good, you’ll find that you will be able to qualify for unsecured credit cards with cash back and other rewards.
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After 6-9 months of on time payment, some secured cards like the OpenSky Plus card will automatically review your account for potential upgrade to an unsecured card. When your card program moves (graduates) you to an unsecured card, it returns your security deposit to you.
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Other card programs like the Merrick Bank cards will allow an increase in credit limit without requiring an additional deposit (i.e. partially unsecured option) after 6-12 months of on-time payments.
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With most issuers, you may have to specifically request an upgrade. If your issuer can’t or won’t upgrade you — also keep in mind that not all secured-card issuers even offer unsecured cards — you can apply for unsecured cards separately with other issuers. The way that would work is that you will close your secured account and receive your security deposit back, and then open a new unsecured account.
Are loan options available for various credit scores?
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Personal loans (or emergency cash) are available for all credit scores. You can use personal loans for almost anything you need, including debt consolidation, unexpected medical expenses, unforeseen emergency cash needs, or making a large purchase..
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It is important that you avoid personal loans that charge atrociously high interest rates. With the rise of fintech and peer-to-peer lending companies there are several lenders servicing various customers across the entire credit spectrum (from poor credit to prime credit), making personal loans cheaper, more accessible, and a tool to build credit with. Click here to see your hassle free Personal Loan options.
Increase your credit score instantly with Experian Boost for paying your monthly streaming services bill (Netflix, Hulu etc). Experian Boost is a completely free tool.
Credit Card Options for Different Credit Scores:
For cash back and for individuals with credit scores of 600+ we recommend the market leading — Upgrade Triple Cash Rewards Visa card. This no annual fee card offers unlimited 3% cash back on Home, Auto, and Health categories, and 1% on all other purchases.
Would you like to earn cash back for your credit card purchases?
For individuals with Good or Fair credit score (580 +), we recommend the industry differentiating no annual fee credit building cash back Upgrade Visa Cards that provide up to 3% unlimited Cash Back on select categories.
If you have already started building credit, then apply for the Credit Building Cash Back Cards from Upgrade that meets your goal of earning cash back and building credit at the same time.
Credit Building Cash Back Cards option 1 — The Upgrade Triple Cash Rewards card combines credit building and cash back — earn a high 3% unlimited cash back on select categories.
Upgrade Triple Cash Rewards Visa® Card
Ideal for: Those with fair/average/good credit (and interested in earning up to 3% unlimited cash back on selected categories). Upgrade cards are credit cards + personal loan – all in one.
Apply
The Upgrade Triple Cash Rewards Visa® is an exciting credit card offering from the financial startup Upgrade. Similar to the Upgrade Cash Rewards Visa®, it combines the features of a credit card and personal loan while providing cash-back rewards.
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$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
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Unlimited cash back on payments: 3% on Home (Lowe’s, Home Depot, Wayfair etc), Auto (Tires.com, Goodyear etc) and Health (Walgreens, CVS, etc.) categories and 1% on everything else after you make payments on your purchases
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Versatile Usage: This card can be utilized in two ways:
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As a personal loan: Request funds to be deposited into your bank account, up to your credit limit, and repay the loan over a set period with a fixed interest rate and a 5% cash advance fee.
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As a credit card: Make purchases wherever Visa cards are accepted, including Apple Pay or Google Pay. Unpaid balances convert into a fixed-rate loan with equal monthly installments.
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Building Credit with Ease: The Upgrade Triple Cash Rewards Visa® is ideal for those with fair credit (FICO scores of 580 and above). On-time payments are reported to the three major credit bureaus, contributing to the gradual improvement of credit scores
Key Features:
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Annual Fee: $0
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Credit Limit: Typically $500 to $25,000 (can be as high as $50,000 – See Terms)
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Rewards: 3% cash back on specific categories, 1% on other purchases
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APR: 14.99%-29.99%
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Foreign Transaction Fee: Up to 3%
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Balance Transfer Fee: Up to 5%
Points to note:
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The cash back you earn will automatically be applied to your credit card balance each month upon making your credit card payment.
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The Upgrade Triple Cash Rewards Visa® doesn’t offer a purchase APR grace period. That is, once you swipe your card, you’ll begin accruing interest that same day.
Unique Benefits: No security deposit, preapproval without affecting credit scores, fixed monthly payments, and no prepayment penalty.
Who should consider it?
The Upgrade Triple Cash Rewards Visa® offers a unique blend of features, making it an appealing choice for those seeking enhanced cash back or looking to manage interest expenses on purchasing big ticket items, and desiring credit-building opportunities.
*To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer.
Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions.
State Exclusions: Not available in DC, IA, WV, WI. The card is issued by Cross River Bank.
How much cash back can you earn per month using the Upgrade cards? Check out below our Cash Back Calculator.
Application Process:
Applying for the Credit Building Cash Back Upgrade visa cards is a breeze:
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Submit basic information
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Once you are approved, select continue
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Verify social security number and employment information
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Review agreements
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Link bank account for auto pay
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Card is issued
Click here to earn up to $300 when you open a new High Yield Checking Account
Credit Building Cash Back Cards option 2 — The Upgrade Cash Rewards Visa card combines credit building and cash back — earn unlimited 1.5% cash back on credit card purchases.
Upgrade Cash Rewards Visa®
Ideal for: Those with fair/average/good credit and interested in earning unlimited cash back on card purchases. Upgrade cards are credit cards + personal loan – all in one.
Apply
The Upgrade Cash Rewards Visa® stands out for its potential to save you significant money compared to regular credit cards. This card offers appealing features, including a no annual fee, a 1.5% return on all expenses, and the option to deposit your credit line into a bank account.
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$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
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Discover Savings: The Upgrade Cash Rewards Visa® stands out for its potential to save you significant money compared to regular credit cards. Your credit card debt is effectively turned into a personal loan with fixed monthly installments and a term limit between 12 and 60 months. This saves you on interest expenses compared to making minimum monthly payments with regular credit cards.
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Cash Back on all purchases – Earn 1.5% cash back on all your credit card purchases – simple and convenient.
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Unlock Financial Rewards and Build Credit: The Upgrade Cash Rewards Visa® can be a good choice for anyone with fair credit (defined by FICO as between 580 and 669) who has had problems being approved for other rewards credit cards.
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Versatile Usage: This card can be utilized in two ways:
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As a credit card: Make purchases wherever Visa cards are accepted, including Apple Pay or Google Pay. Unpaid balances convert into a fixed-rate loan with equal monthly installments.
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As a personal loan: Request funds to be deposited into your bank account, up to your credit limit, and repay the loan over a set period with a fixed interest rate and a 5% cash advance fee.
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Key Features:
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Annual Fee: $0
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Credit Limit: Typically $500 to $25,000 (can be as high as $50,000)
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Rewards: 1.5% cash back on all credit card purchases every time you make a payment
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APR: 14.99%-29.99%
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Foreign Transaction Fee: Up to 3%
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Balance Transfer Fee: Up to 5%
Points to note:
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The 1.5% cash back you earn will automatically be applied to your credit card balance each month upon making your credit card payment.
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The Upgrade Cash Rewards Visa® doesn’t offer a purchase APR grace period. That is, once you swipe your card, you’ll begin accruing interest that same day.
Unique Benefits: No security deposit, preapproval without affecting credit scores, fixed monthly payments, and no prepayment penalty.
Who should consider it?
The Upgrade Cash Rewards Visa® is a good fit for individuals with fair credit (FICO scores between 580 and 669), who face challenges getting approved for other rewards credit cards. This includes those individuals who are new to credit or with a history of credit blemishes.
*To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer.
Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions.
State Exclusions: Not available in DC, IA, WV, WI. Cross River Bank issues the card.
Upgrade, Inc. founded in 2016, offers credit and banking solutions, including fixed-rate credit cards and loans. If Upgrade’s credit building cash back cards aren’t the perfect fit for you, explore our secured credit cards, unsecured credit cards, and personal loan options.
Read our blog on Best Cash Back Credit Cards and how Upgrade Cards provide great value for cardholders.
Frequently Asked Questions (FAQs) – Upgrade Credit Cards
Is it difficult to secure approval for an Upgrade Cash Rewards Visa® or Upgrade Triple Cash Rewards Visa®?
Getting approved for Upgrade credit cards is not a difficult process. Even individuals with fair credit, falling within the FICO score range of 580-669, stand a chance of approval. Additionally, when you submit your application, Upgrade avoids conducting a hard credit inquiry unless your approval is confirmed.
What credit limit can I expect with Upgrade credit cards?
Upgrade specifies that the maximum credit limit for the Upgrade Cash Rewards Visa® is $50,000. However, the majority of approved cardholders typically receive credit limits ranging from $500 to $25,000.
How do Upgrade credit cards differ from other credit cards?
Upgrade credit cards uniquely combine a revolving credit line with a conventional personal loan structure. The significant distinction between Upgrade and regular credit cards lies in the payment structure. With Upgrade, your payments are organized to efficiently repay your balance on time. Essentially, your debt transforms into a personal loan featuring fixed monthly installments and a term limit spanning from 12 to 60 months.
Unsecured Credit Building Credit Cards
Unsecured Credit Cards for bad/poor credit scores are available and suggested for those individuals unable (or unwilling) to put up the security deposit required for the Secured Cards. The unsecured cards listed below can help build credit without having to place a deposit. However, please note that most of these cards generally have higher annual fees (than secured cards) and are usually recommended as a “last resort” for use only for a short term for credit building (or rebuilding).
Reflex® Platinum Mastercard® – Unsecured (No Deposit) Credit Card
Ideal for: Those with fair/poor/bad/limited credit (all credit types welcome to apply), and looking for a short term solution to build credit score without placing a deposit for secured cards.
Apply
Product Highlights:
· Credit Limit Range: $300 – $1,000 ($300, $500, $750, $1,000)
· AF: Varies between $75-$125 (See Terms)
· APR: 29.99% var
Product Description:
· Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
· Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
· Initial Credit Limit of $300 – $1,000 (subject to available credit)
· Monthly reporting to the three major credit bureaus
· Fast and easy application process; results in seconds
· Use your card at locations everywhere Mastercard® is accepted
· Checking Account Required
· See if you’re Pre-Qualified with no impact to your credit score
Ideal credit score required for approval: Ideal Vantage 3.0 Score Range: 500 to 680. Average around 600.
The Reflex® Mastercard® Credit Card and the Surge® Mastercard® Credit Card are issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC under license from Mastercard International and serviced by Continental Finance Company, LLC. Applications cannot be accepted from MA, CO, WV & IL at this time for Reflex and Surge cards.
Surge® Platinum Mastercard® – Unsecured (No Deposit) Credit Card
Ideal for: Those with poor/fair/damaged credit (all credit types welcome to apply), and looking for a short term solution to build credit score without placing a deposit for secured cards.
Apply
Product Highlights:
· Credit Limit Range: $300 – $1,000 ($300, $500, $750, $1,000)
· AF: Varies between $75-$125 (See Terms)
· APR: 29.99% var
Product Description:
· Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
· All credit types welcome to apply!
· Monthly Credit Score – Sign up for electronic statements, and get your Vantage 3.0 Score Credit Score From Experian
· Initial Credit Limit of $300 – $1,000 (subject to available credit)
· Monthly reporting to the three major credit bureaus
· Fast and easy application process; results in seconds
· Online account access 24/7
· Checking Account Required
· See if you’re Pre-Qualified without impacting your credit score
The Path to Credit Improvement
Whether you’re a credit newbie or on a path to rebuilding, our credit cards cater to all credit profiles. Our simple 3-step application process ensures a hassle-free experience, allowing you to swiftly embark on your credit building journey. Choose the card that best meets your credit needs.
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Finish the application in one sitting and get approved
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Use your ATM card to fund your refundable deposit (for secured cards only)
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Receive your credit card in a few days and start building your credit history
Apply today for our diverse range of secured and unsecured credit cards, carefully designed to facilitate credit building and rewards accumulation. For ongoing credit building insights bookmark our site.
If you are interested in loan options (including receiving emergency cash within one business day or for loans for all credit scores including bad credit), please click here or on the banner below.
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Small business owners seeking growth can find tailored loan offers here.
Click below to get up to 4 auto loan offers in just minutes for new and used autos or to refinance an existing auto loan (the average customer can save $1,900 on refinancing):
Want to save money on your auto insurance? Click below:
Along with secured cards, please click here for additional strategies that can be implemented (such as Experian Boost) to help build (or re-build) credit history fast.
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Sources Used: Issuer websites, ftc.gov.
