Customer Service Phone Numbers for Credit Card Issuers and Credit Bureaus

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The three major credit bureaus in the U.S. are Experian, Equifax and TransUnion.

If you are in need to contact the credit bureau(s) to dispute an item on your credit report, freeze your credit, or report fraud or identity theft, the major credit bureau websites offer the option to resolve most of your issues online. Sometimes, however, you may find that it is easier to talk to a customer service representative instead to get the help you need. Bookmark this page so that you can have it handy when needed.

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Credit bureau customer service phone numbers:

  • Experian: 888-397-3742
  • Equifax: 888-378-4329
  • TransUnion: 888-909-8872

If you have to call, be prepared to likely answer questions designed to verify your identity including your full name, date of birth, Social Security number, and current and former addresses.

Other:

  • Credit Karma: 888-236-5798

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Customer service phone numbers by major credit card issuers

If you need to report a credit card fraud, file a dispute, request a credit limit increase, add a cardholder, or to apply for credit card forbearance, you may find it helpful to talk to a customer service representative instead of self servicing online. In that case, a quick and easy way to contact your card issuer is to call the phone number on the back of your credit card.

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For your convenience, here are the customer service phone numbers for the 15 major US credit card issuers:

Credit Card Issuer Customer Service Phone Number
American Express 1-800-528-4800
Bank of America 1-800-732-9194
Barclays 1-877-523-0478
Capital One 1-800-227-4825
Chase 1-800-935-9935
Citi 1-800-950-5114
Credit One Bank 1-877-825-3242
Discover 1-800-347-2683
First National Bank of Omaha 1-888-530-3626
Navy Federal Credit Union 1-888-842-6328
PNC Bank 1-800-282-7541
TD Bank 1-888-561-8861
USAA 1-800-945-6759
US Bank 1-800-285-8585
Wells Fargo 1-800-642-4720

Other Important Phone Numbers:

Amazon Customer Service: 1-888-280-4331

CIT Bank: 1-855-462-2652

Valley Direct Bank: 1-866-899-9900

Costco Credit Card (CIti): 1-855-378-6467

BJs Credit Card (Capital One): 1-844-202-9570

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